Module 4 · Workbook chapters 14–16

Investing Through Mutual Funds

This is where you actually invest. The order is deliberate. Mutual funds come next because a pooled, regulated vehicle lets a small monthly amount buy a diversified portfolio from the first rupee, with someone else doing the security selection — which makes it a practical place to learn how investing feels. That is a reason for the sequence, not a verdict on the alternatives; Part 5 covers the direct routes, and a well-informed investor may reasonably use either or both. Whichever you choose, give yourself time: start small, watch one holding through a fall and a recovery, and find out how you behave before you widen what you own.

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